Free referral service • Not a debt adviser

Explore Debt Relief Options in Canada

If debt payments are becoming difficult to manage, one secure request can help connect you with participating providers that may be able to explain potential options.

Explore My Options
  • One secure request
  • Different solutions may be available
  • No obligation to proceed

Start here

Explore Your Debt Relief Options

Complete one secure request to get started.

🔒 Secure request ✓ Free to submit ✓ No obligation

Sourced It is a referral service and is not a Licensed Insolvency Trustee, credit counselling agency, lender, law firm or financial adviser. Information may be shared with participating providers relevant to your request. Privacy Policy.

One request a simpler place to begin
Different paths depend on your circumstances
No obligation you decide what happens next

Possible approaches

Debt Solutions Can Take Different Forms

Not every option is appropriate or available to everyone.

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Debt Consolidation

Some people may be able to combine eligible debts through a new loan or repayment arrangement.

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Credit Counselling

Counselling providers may offer budgeting support and information about repayment options.

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Consumer Proposal

A formal insolvency process administered through a Licensed Insolvency Trustee.

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Bankruptcy

A formal insolvency process that a Licensed Insolvency Trustee can explain and administer where appropriate.

Consider exploring help

When Debt Is Becoming Difficult to Manage

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Payments Are Difficult

Minimum payments are becoming harder to keep up with.

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Balances Aren't Falling

Interest charges are making it difficult to make progress.

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You Want Clarity

You want to understand formal and informal options before deciding.

Questions

Debt Relief FAQs

Is Sourced It a debt relief company?

Sourced It is a referral service. We do not provide debt, legal, financial or insolvency advice.

What is the difference between consolidation and a consumer proposal?

Debt consolidation generally involves a loan or repayment arrangement. A consumer proposal is a formal insolvency proceeding administered by a Licensed Insolvency Trustee.

Can Sourced It file a consumer proposal or bankruptcy?

No. Formal insolvency proceedings are administered by a Licensed Insolvency Trustee.

Will my debt definitely be reduced?

No. Outcomes depend on your circumstances, the option being considered, participating providers and, where applicable, creditors.

Start by Understanding Your Options

Complete one secure request to get started.

Explore My Options
Explore My Options

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